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However, in any case, the loan inherited, become a headache not the heir, and his guardians. As the borrower may violate the terms of the contract, they know everything. Base this can be a violation of one of the parties to the contract. The non-payment of debt, late payments can be a substantial reason for the cancellation of the credit agreement. If the Bank delays the borrowed funds or provides incomplete, then the borrower may require the Bank to comply with the terms of the contract, or to apply to the court to terminate the contract. According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones. As practice shows, in anticipation of the holiday euphoria people try to do everything faster than usual, which is why few of us can detect in interest-free loans huge fees or existence insurance policies. ...



Because of problems with re-registration of mortgage, you will need to obtain the consent of the Bank, your Bank is unlikely to agree to repay such a large loan on your own risk, not having the right collateral. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. This is due to the fact that many men are 30 years of age suffer cravings for expensive and new cars, and as practice shows, in most cases, their financial capacity is not the same appetites.

It happens this way. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. The debts of the testator, regardless of whether the loan is from a Bank or other debt obligation, called passive part of the inheritance.